Oracle Finance Review | www.oraclefinance.co.uk
Address: Whitfield Business Park, Knaresborough, HG5 8BS.
Branding: Oracle Finance. AKA: OracleFinance.
FCA Licence: 578312.
From: Oracle Asset Finance Ltd.
Related: No companies.
Available: Monday to Friday (8.30am/6pm), Saturday (10am/4pm).
Bad Credit Considered: Fair-to-good score required.
Manage: No Oracle Finance login at www.oraclefinance.co.uk.
Niche: Car (prestige).
Products: Hire purchase, lease purchase, personal contract purchase.
Sums: £15,000 to £5 million.
Terms: 12 to 60 months.
Notes: Applications are taken through the site although there is no SSL fitted. There are 15 lenders on their panel. No names are disclosed, but we are aware that Alphera is used since they were awarded as Alphera’s Broker of the Year in 2013. Positive credit scores are required to qualify here that makes sense since due to the high value contracts arranged. With contact they state that their lines are open 8am to 8pm. There is no mention on which days though. Until we receive confirmation, the times are displayed as seen on their Google+ page.
– Amounts: It is the giant financing sums that really helps this broker to stand out. They ask how much you require between £15,000 and £5 million. Black Horse heads to £250k and no known lender goes higher and so it is unclear whether an investment group or specialised lender is used.
– Experience: This company has been trading since 2005 that marks 10+ years of experience.
– Niche: You’ll spot a few brokers online focussed on prestige car finance, but this firm would have kick-started the trend and they are the most successful brand of the bunch. Each year they are processing as much as £250 million in funding. A central office is joined by others in London and Scotland (no specified location). This gives an idea of the huge scale of this business.
– Operational: Assuming that the Google listing is correct, they’ll open up on Saturdays for a good 8 hours to process leads.
– Private: Qualified funds can be directed at private sellers as well as any dealer of your choice. There are many private collectors of classics, supercars etc and so it is no surprise that they stretch to this.