Miss Payday Review | www.miss-payday.co.uk
Address: 31 Dashwood Avenue, High Wycombe, HP12 3DZ.
Branding: Miss Payday. AKA: MissPayday.
FCA Licence: 672828.
From: The Quick Loan Shop Ltd.
Related: Quick Loan Shop, Sunshine Credit.
Bad Credit Miss Payday Loans Available?: Yes.
Manage: No Miss Payday login at www.miss-payday.co.uk.
Offers: Payday loans.
Opening Hours: Monday to Friday. Times not disclosed.
Secure (SSL): No.
Sums: £100 to £500 (new and returning).
Terms: 1 month.
£24 /£100 (30) <0.800%>
Notes: Business hours aren’t shared. The specific launch period is unconfirmed. This is discussed below.
The owner (The Quick Loan Shop Ltd) runs a few comparison sites as well as their various lending brands. On one of these we spotted this featured project. It appears that it has been gathering dust for a good while. The domain was registered in late 2013, but it wouldn’t be until the later stages of 2015 that it would be brought to life. The owner has certainly been busy noting their recent launch of Sunshine Credit in April 2016. The significant difference between this pair is seen in pricing. Whilst the industry cap is met here (0.8%), at Sunshine you can get your hands on a highly competitive loan at just 0.4% daily.
This puts Sunshine up there as the 2nd best monthly deal available on the market. The problem is that when this great value is stripped, what you are left with is a very basic loan. With that site and this one you for instance receive no account servicing and no SSL is in place either. There is no weekend coverage and the available cash sums are restricted to just £500. The owner’s main project (Quick Loan Shop) is now the more comprehensive service with added terms now available up to 12 months with £2000 being the new max figure. They also provide account servicing and use encryption (sometimes you have to add HTTPS manually).