H&T Pawnbrokers Store Loans | www.handtpawnbrokers.co.uk
We have already covered H&T’s online loans and will today move on to explore their store operation in more detail. Just to initially note that in the first posting we referenced www.handt.co.uk as the site URL. As you’ll see, for this page here we have instead marked www.handtpawnbrokers.co.uk. These sites are mostly matched on the content side, but the shorter one pops up more commonly when running generic searches for the firm in Google. H&T Pawnbrokers (Harvey & Thompson) dates back longer than all of their rivals. They began serving communities in London in 1897 and they have emerged to become the #1 pawnbroker in the UK. Their retail charge has been key to success. You’ll find them in 190 locations.
In the modern day, many of their competitors have removed unsecured lending from stores and the web. This isn’t fortunately the case with the market leader. Their pawnbroker loan is also made available online that is a nice bonus. Other financial services include BuyBack, cheque cashing, gold buying etc. When pawning, they lend from £250 to £50,000 over a period of 6 months. Monthly interest charges vary between 4.50% and 9.99%. Groupings run as £0 to £500 (9.99%), £501 to £2500 (8.99%), £2501 to £5000 (8.50%) with further savings following as increases are made. They are seeking antiques, designer handbags, electronics, jewellery and even motors. You’ll need to take in photo ID and a recent letter showing your address.
The option is there to request a quote either through www.handtpawnbrokers.co.uk or the other noted site. By filling in a form and adding pictures you can receive a response back within 24 hours. Moving forward, they offer insured postage up to £30,000 (to and from). BuyBack has a shorter term of 31 days and they are looking for games consoles, laptops, mobiles etc. The cost on this side is fixed at 25%. This may be the ideal option when declined for their personal loan. That sees £50 to £1000 between 3 and 24 months. The only difference when applying in person is that they’ll need to see a bank statement and a payslip as well as identification.
Going back to pawning, there is a new dedicated page for Bond Street that is a branch located near Piccadilly Circus. Asset lending here can reach £1 million. They note 3 to 24 months this time with rates ranging from 2.99% to 6.99%. The H&T store opening times are 9am to 5pm on Mon, Wed, Thu, Fri and Sat. The Tuesday time differs as 9.30am to 5pm. We have to pay praise to this company for their transparency in regards to pricing. They have also took the commendable step of taking on trade association memberships with the CCTA, CSA and NPA. Their developments on the web front have been impressive, with only The Money Shop really challenging them in this department.