Eccles Finance Review | www.ecclesfinance.co.uk
Address: Pearce House, 80 Cawdor Street, Eccles, Manchester, M30 0QF.
Branding: Eccles Finance. AKA: EcclesFinance.
FCA Licence: 013876.
From: Eccles Savings & Loans Ltd.
Memberships: CCA, CCTA.
Related: No companies.
Available: Monday to Friday (9am/5pm).
Bad Credit Considered: Yes.
Manage: No Eccles Finance login at www.ecclesfinance.co.uk.
Offers: Doorstep loans and Love2Shop vouchers.
Sums: £50 to £200 (new) | £500 max (returning).
Terms: 14, 27 or 54 weeks.
£168.96 /£300 (27)
Notes: This service is available across the North West covering Cheshire, Greater Manchester and Lancashire, whilst they also extend to North Staffordshire. Other than the main branch, they have an office in Blackburn. This lender is vague with product specifics such as the loan amounts, the charges etc and so we pulled info from Lenders Compared. We just had to guess on the returning sum at £500. They do state capping at £200 for new applicants and so only existing customers could access the sampled £300. To expand on pricing, for their minimum term (14) the charge was £120. The starting age is 21 years old and they don’t encrypt applications.
– Established in 1967 and so they’ll soon reach their 50th year in operation. Things got under way with home credit, but over the years they have expanded to offer additional products. This has included hampers, vouchers and a hire purchase offering. Whilst this company isn’t well known online they do serve over 10,000 customers across their served areas.
– Multi-memberships: Many lenders in this space take on CCA memberships. This firm has done just that, but on top they have also joined the CCTA that is a further mark of trust.
– Vouchers: The choice is there to opt for Love2Shop vouchers rather than cash that can be spent at many leading high street retailers. Further to this, you can opt for hampers and finally we have Option2Own. This is placed on a hire purchase agreement allowing customers to spread the cost on electrical goods. The headed APR for this is 47%.