CreditPlus Review |


Last Update: May 10th, 2016

Address: Waterloo House, Fleets Corner, Nuffield Road, Poole, BH17 0HL.
Branding: CreditPlus. AKA: Credit Plus.
FCA Licence: 549121.
From: Whichdeal Ltd.
Launched: 2004.
Memberships: CCTA.
Related: No companies.

Loan Details…
Available: Monday to Thursday (9am/7pm), Friday (9am/5.30pm), Saturday (10am/4pm).
Bad Credit Considered: Yes.
Manage: CreditPlus login provided via
Niche: Car, commercial, motorbike.
Products: Hire purchase, lease purchase, personal contract purchase.
Sums: £3000 to £100,000 (new and returning).
Terms: 12 to 60 months.

The Pricing…
5.9% to 31.6% APR

Notes: We have titled this company as they are branded, but they are more commonly searched for as “Credit Plus”. You do have the freedom to use any UK dealership, but they do try to push you on to VisitCars. This marketplace is owned by Whichdeal and so it makes sense for them to do this. If you do buy a vehicle through them then they offer a 14 day money back guarantee and can deliver it to your home.

– Amounts: £100,000 is possible that is a much larger sum than you’ll tend to see across the market.
– Eligibility: There are 5 interest tiers with the complete range spanning as 5.9%, 9.9%, 14.9%, 21%, 31.6%. CreditPlus finance for bad credit can be sourced thanks to their extensive lender panel. They don’t tend to overly target subprime audiences in their site copy, but most circumstances are catered.
– Experience: Surpassing 10 years shows that they have valued experience on their side.
– Panel: There are currently 90 finance lending options that should arise from in the region of 20 to 22 lenders. Badges are displayed for the likes of Barclays, Moneyway and Santander.
– Operations: Open for several hours on Saturdays.
– Profile: This is one of the UK’s most well known car finance brokers. Over £100 million worth of loans have been secured over the years. We noticed that Whichdeal themselves are qualified to lend out of their own pocket, but this company instead uses a pool of experienced big name providers. This enables them to cater subprime audiences and pass on market leading rates to those with a good track record. There are lots of useful guides on the site and they provide logins for their customers. Neat touches like this will be helping to drive up conversions and earn loyalty.

– 50 lending options was headed that has now been increased to 90.
– Some of the interest rates have changed between the full span.