Bright Sky Loans (aka BrightSky Loans) was launched a few months into the 2013 year. This project at www.brightskyloans.co.uk is a single trading brand from David Drysdale. The operation is based in Scotland. The actual Glasgow address (272 Bath Street) is however a virtual address shared by other loan companies, such as Stop Go Networks. Bright Sky’s popularity has picked up considerably over the past year, likely due to their high ad spends in Google. The product available here is an unsecured loan with headed amounts of £500 to £20,000. The repayment terms are set between 12 and 60 months. The representative APR is 21% with an example presented of £1000 over 12 months costing £111.90.
Very has enjoyed huge market growth since they launched back in July 2009. Moving forward to 2016 and www.very.co.uk ranks as the 260th most visited site by UK visitors. The Shop Direct Group (owner) has recently fused Isme and Woolworths into this company and K&Co has been pushed into Littlewoods that leaves these 2 major retail brands. Very’s starting niche was young women’s fashion, but as time has passed they have expanded to become much more of a one-stop shop today where they sell everything from cookers to laptops. This retailer offers a few credit options in what they call the Money Zone. You can firstly spread the cost although this is quite a pricey solution at 39.9% APR.
Viva Loans (VivaLoans) has enjoyed impressive traction since they launched at www.vivaloans.co.uk not too long back in 2014. This is the primary trading brand of Season Marketing Ltd (licence #665425) who are based in Harpenden, Hertfordshire. Other than this site, you may have spotted Heart Paydays and Loan Sumo that are each relatively well known. Over the past year the advertising push for this flagship brand through Google has been extensive and we’ve spotted their ads popping up quite a lot here on Lenders4U. Heart Paydays is also advertised to a notable extent on the web. This company is not to be confused with VivaLoan who introduce personal loans over in the United States.