Arnold Clark Finance Info (Dealer) |

Arnold Clark

Arnold Clark is the UK’s most popular used car dealer and one of the leading chains across Europe. Their story began in the year 1954 and they launched online at back in 1997. The dominance of this brand is much owed to their vast retail expansion with there now being more than 200 dealerships. Sales have been ignited by their approach to franchising that has seen them join forces with many of the world’s leading automakers. Some key partners have included the likes of BMW, Nissan, Vauxhall and Volkswagen. They collectively house more than 15,000 new and used cars. They sell close to 200,000 each year that equates to 548 daily sales.

The only British motoring groups with larger turnovers are Pendragon (known for Evans Halshaw) and the Sytner Group. To boost sales it naturally always makes sense to offer customers the ability to purchase on financing. Arnold Clark finance has been rolled out, but they don’t dig into too many specifics through their website. No partners are named, but they claim to work with a large panel of 20 companies. HP, PCH and PCP agreements are all mentioned as being available. The most common plan would of course be hire purchase on a 12 to 60 month repayment span. You can’t directly apply through and so will have to complete arrangements through a dealership.

You can at least have a good scan through their impressive stock range through their site. From the listings spotted, there was usually an APR range sitting between 5.9% and 10.5%. Based on these competitive headed rates, Arnold Clark finance for bad credit wouldn’t likely be granted. There is however a note in their FAQ that you can be accepted if your past credit isn’t great though (fair score). Customer support runs 7 days a week here. Their active times run as: Monday to Friday (8.30am/8pm), Saturday (9am/5pm) and Sunday (12am/5pm). The dealership outlets tend to have varying times. As a final note, they are SMTA members that is the Scottish Motor Trade Association.