Arnold Clark Finance Info (Dealer) | www.arnoldclark.com
The only British motoring groups with larger turnovers are Pendragon (known for Evans Halshaw) and the Sytner Group. To boost sales it naturally always makes sense to offer customers the ability to purchase on financing. Arnold Clark finance has been rolled out, but they don’t dig into too many specifics through their website. No partners are named, but they claim to work with a large panel of 20 companies. HP, PCH and PCP agreements are all mentioned as being available. The most common plan would of course be hire purchase on a 12 to 60 month repayment span. You can’t directly apply through www.arnoldclark.com and so will have to complete arrangements through a dealership.
You can at least have a good scan through their impressive stock range through their site. From the listings spotted, there was usually an APR range sitting between 5.9% and 10.5%. Based on these competitive headed rates, Arnold Clark finance for bad credit wouldn’t likely be granted. There is however a note in their FAQ that you can be accepted if your past credit isn’t great though (fair score). Customer support runs 7 days a week here. Their active times run as: Monday to Friday (8.30am/8pm), Saturday (9am/5pm) and Sunday (12am/5pm). The dealership outlets tend to have varying times. As a final note, they are SMTA members that is the Scottish Motor Trade Association.