Compare Loans

Last Update: November 22nd, 2016

The current lender pages include: Bank, Doorstep, Finance (secured), Guarantor (backing required), Instalment, Logbook (secured) Payday and Personal.

The Car Finance listing differs in also including brokers. The reason for this is that you can only apply for select lender products through a broker or dealer. Due to this they are profiled the same way as lenders are.

Other brokers (such as payday) are introduced here on the site, but their profiles are more basic and they aren’t compared. Most of them use pingtrees and are composed for lead generation and so there is never really much to discuss on them anyway.

Each comparison page is being continually updated and new companies are added on a frequent basis. When looking within any of these you can quickly compare pricing. Other specs include the available amounts and terms, launch year, opening days and times and links to the individual profiles.

Compare…

The comparison links will follow and we have additionally listed the current top 3 prices (with daily rates) from each section.

Bank Loans (View)

(/£1000 for 1 and 2 Years):

1) First Direct: £39.93 (1) £77.71 (2) (0.011%)
2) Ikano Bank UK: £62.24 (1) £122 (2) | (0.017%)
3) Sainsbury’s Bank: £64.76 (1) £127.04 (2) | (0.018%/0.017%)

Cheapest Bank Loans (/£10,000 for 1 and 2 Years):

(/£10,000 for 1 and 2 Years):

1) Sainsbury’s Bank: £166.40 (1) £321.44 (2) | (0.005%/0.004%) *linked above*
2) HSBC: £176.98 (1) £342.17 (2) | (0.005%)
3) Ikano Bank UK: £182.24 (1) £352.40 (2) | (0.005%) *linked above*

Car Finance (View)

Prime (APR)…

1) Bank of Scotland: 4.6%
2) Halifax: 4.6%
3) Lloyds Bank: 4.6%

Subprime (APR)…

1) Advantage Finance: 29.26%
2) Billing Finance: 30% to 35% (est)
3) First Response Finance: 42.9%

Doorstep Loans (View)

(/£300 for 26, 29 or 33 Weeks):

1) Mutual: £90 (26) (0.165%)
2) Estone Personal Credit: £152.43 (33) (0.220%)
3) AJ Cockle Finance: £135 (29) (0.222%)

Guarantor Loans (View)

(/£1000 for 1 and 2 Years):

1) UK Credit: £193.88 & £392.48 (0.053% & 0.054%)
2) Guarantor My Loan: £213.14 & £455.02 (0.058% & 0.062%)
3) Consollo: £226.64 & £462.08 (0.062% & 0.063%)

Instalment Loans (View)

(/£300 for 90 Days):

1) Drafty: £48.60 (0.180%)
2) Quick Loan Shop: £76.14 (0.282%)
3) Credio: £78.70 (0.291%)

(/£300 for 180 Days):

1) Fair Finance: £85 (0.157%)
2) Drafty: £97.20 (0.180%) *linked above*
3) Quick Loan Shop: £140.55 (0.260%) *linked above*

Logbook Loans (View)

(/£1000 for 1 Year):

1) The Car Loan Centre: £394.74 (0.108%)
2) Mobile Money: £426.80 (0.117%)
3) GissaLoan: £650 (0.178%)

Payday Loans (View)

(/£100 for 30 Days):

1) Drafty: £5.40 (0.180%) *linked in instalment area*
2) Sunshine Credit: £12 (0.400%)
3) Vivus: £12 (0.400%)

Personal Loans (View)

(/£1000 for 1 Year):

Prime…

1) Zopa: £41.96 (0.011%)
2) Lendable: £56 (0.015%)
3) Admiral Loans: £77.72 (0.021%)

Subprime…

1) Likely Loans: £228.32 (0.063%)
2) AvantCredit: £230.40 (0.063%)
3) Masa Loans: £323 (0.088%)

Short Term Loans (View)

(/£100 for 7 Days):

1) Drafty: £1.26 (0.180%) *linked in instalment area*
2) The Money Platform: 21 or 28 days only (0.400%)
3) Vivus: 10 days+ only (0.400%) *linked in payday area*.