Address: Great West House (GWH1), Boston Manor Road, London, TW8 9DF.
Branding: MPP Money. AKA: MPPMoney.
FCA Licence: 718628.
From: MPP Money Ltd.
Related: No companies.
Cash Shop or The Cash Shop as they often brand themselves was formed in November 2004. As of 2016 they have 11 stores spread across England, generally located in busy city centres be that Leeds, Leicester, Sunderland etc. Their website located at www.thecashshop.net has been live since December 2005. Unfortunately, unsecured Cash Shop store loans are no longer available. There was an instalment loan previously available that is still listed on their Facebook page, but it’s now removed from their site. Secured Buy Back and pawnbroker loans are the current only lending options in place (cheque cashing and money transfer is also available). Buy Back lasts 28 days and the pawnbroker option can be contracted up to 6 months.
Ramsdens for Cash (usually just branded as Ramsdens) was established back in 1987. They have built up a sizeable network of 120 stores. They have become recognisable nationwide through their sponsorship of Middlesbrough FC who are of course now enjoying top flight football in the Premier League. This brand has suffered in recent years through falling gold prices, but it does look like they have managed to weather the storm. Impressively, they have done this without taking a hit on the retail front. A range of options are promoted at www.ramsdensforcash.co.uk such as cheque cashing, pawnbroking and a pre-paid travel card. There are no unsecured Ramsdens loans available on this site or through retail.
Best Value Sectors:
2) Finance (P): B/H/L @ 4.6%
3) 12 Month (P): First Direct @ 0.011%
4) Finance (Sub): Advantage @ 29.26%
5) Guarantor: UK Credit @ 0.053%
6) 12 Month (Sub): Likely @ 0.063%
7) Logbook: Car Loan Centre @ 0.108%
8) Instalment: MHF @ 0.120%
9) Doorstep: Mutual @ 0.165%
10) Payday: Drafty: @ 0.180%
11) Short-Term: Drafty @ 0.180%
* Daily interest to 3DP
* Finance rates shown as APR
* (P) = Prime | (Sub) = Subprime
* Sainsbury’s leading rate is 3.1% APR.